Cashflow tight
while you
wait on invoices?

Payroll, suppliers and stock don’t wait for your customers to pay.
We match Australian businesses with the right lender from our
panel of 40+, so you can get funded and get back to running
things, not chasing cashflow.

Takes 2 minutes · No obligation · No impact on your credit score to enquire

24hrs

Typical approval time

$5k to 500k

Typical approval time

40+

Typical approval time

10+ years

Typical approval time

You're not short
on customers.
You're short on
timing.

It’s challenging enough when payroll is due, suppliers need to be
paid or stock needs to be ordered, and the money hasn’t landed
yet. LetMe Finance bridges that gap so a slow-paying customer
never has to become your problem.

Free, no-obligation assessment, takes about 2 minutes

Payroll is due before invoices clear

Access working capital so your team gets paid on time, every time, regardless of when your customers settle up.

Suppliers want payment now

Keep good terms with the people you rely on, without draining the cash you need for everything else.

Stock needs ordering to meet demand

Fund the next order today instead of turning away sales while you wait on last month's invoices.

ATO debt is piling up

Get on top of outstanding tax obligations before penalties and interest make the problem bigger.

From application to funds,
in four steps.

We handle the comparison across our lender panel so the solution is right for your circumstance.

Tell us what you need

Submit the quick form below, it takes about two minutes.

We match you to a lender

Our team compares your scenario across 40+ lenders for the best fit.

Fast assessment

Applications are typically assessed and approved within 24 hours.

Funds in your account

Once approved, funding can land in your business account within 24 hours.

Funding built around how your
business actually gets paid.

$5,000 to $500,000

Unsecured Business Lending

No property or asset security required for eligible businesses. Use it for working capital, stock, equipment or general cashflow.

$5,000 to $500,000

Business Line of
Credit

Draw funds as you need them and only pay for what you use, useful for managing the gap between invoices and outgoings.

Whole of business

Why compare
with us

With 10+ years matching businesses to lenders, we know which of our 40+ lenders is realistically going to say yes, and on what terms, before you apply.

From application to funds,
in four steps.

We handle the comparison across our lender panel so the solution is right for your circumstance.

Applying Yourself

LetMe Finance

Lenders compared

Whoever you have time to call

40+ lenders, one application

Typical approval time

Days to weeks per lender

Within 24 hours

Fee clarity

Varies, often buried in fine print

Explained upfront, before you commit

Who guides the process

You, alone

A dedicated funding specialist

Security required

Often property or assets

Unsecured options available

Do you qualify?

Most SME businesses meeting these basics can be assessed:

To assess your application, we’ll typically ask for:

Transparent, from the start.

Funding amount

$5,000 to $500,000

Rates

Competitive rates

Repayment frequency

Weekly / Fortnightly / Monthly

Funds received

Within 24 hours of approval

Application, broker or establishment fees may apply and vary depending on the lender and product you’re matched with. We’ll always walk you through exactly what applies to your quote before you commit to anything. Rate and approval timeframes are indicative and subject to individual lender assessment.

We do the research, so you don't have to.

Over 10 years of experience means we already know how each lender on our panel thinks, what gets approved, what doesn’t, and how to structure your application the right way the first time. Instead of you approaching bank after bank, we match your business to the lender most likely to say yes, on terms that actually work for your cashflow.

See how much your business
can access.

Answer three quick questions and one of our funding specialists will be in touch, no cost, no obligation to proceed.

Funding amount - Step 1 of 3

How much funding do you need? *

Pick the closest range, you can refine this later with your specialist.